2016 HRK to VEF Historical Review

YEARLY HIGH

1.5279 VEF

YEARLY LOW

0.8897 VEF

YEARLY AVERAGE

1.3343 VEF

2016 HRK to VEF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to VEF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 1.5279. Conversely, the yearly low was recorded on January 24, dropping to 0.8897.

This high-to-low spread represents a total annual volatility of 0.6382 VEF. From a start-to-finish perspective, comparing the January average rate of 0.8969 to the December average rate of 1.3966, the exchange rate registered a net change of 55.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.5279 was up 53.79% compared to the 2015 peak of 0.9935, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,640 VEF

2015 Average 4,608 VEF

Yearly Trough Low 4,448 VEF

Transaction Impact: A difference of 3,191.20 VEF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.5696

0.8357

JanuMarcMayJulySeptNove

HRK to VEF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2084, compared to 1.4602 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2518 points.

H1 Avg (Jan–Jun) 1.2084

H2 Avg (Jul–Dec) 1.4602

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0791 VEF (High: 1.4798 / Low: 1.4007). On the other end, January was the most stable month, with a tight range of 0.0134 VEF (High: 0.9031 / Low: 0.8897).

November Spread (Volatile) ±0.0791

January Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0368 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0368

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 1.5026) against the same month in 2015 (average: 0.9333), the exchange rate shifted by +0.5693 (+61.00%).

2016 Avg (May) 1.5026

2015 Avg (May) 0.9333

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9031	0.8897	0.8969
February	0.9356	0.8971	0.9191
March	0.9530	0.9030	0.9322
April	1.5197	1.4956	1.5084
May	1.5279	1.4790	1.5026
June	1.5115	1.4621	1.4912
July	1.4909	1.4655	1.4760
August	1.5117	1.4798	1.4945
September	1.5014	1.4833	1.4926
October	1.4935	1.4455	1.4681
November	1.4798	1.4007	1.4334
December	1.4250	1.3764	1.3966