2012 HRK to WST Historical Review

YEARLY HIGH

0.4168 WST

YEARLY LOW

0.3677 WST

YEARLY AVERAGE

0.3951 WST

2012 HRK to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.4168. Conversely, the yearly low was recorded on July 24, dropping to 0.3677.

This high-to-low spread represents a total annual volatility of 0.0491 WST. From a start-to-finish perspective, comparing the January average rate of 0.4066 to the December average rate of 0.3983, the exchange rate registered a net change of -2.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4168 was down 12.37% compared to the 2011 peak of 0.4756, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,084 WST

2011 Average 2,172 WST

Yearly Trough Low 1,839 WST

Transaction Impact: A difference of 245.32 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4090

0.3805

JanuMarcMayJulySeptNove

HRK to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3987, compared to 0.3914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.3987

H2 Avg (Jul–Dec) 0.3914

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0333 WST (High: 0.4010 / Low: 0.3677). On the other end, October was the most stable month, with a tight range of 0.0077 WST (High: 0.3995 / Low: 0.3918).

July Spread (Volatile) ±0.0333

October Spread (Stable) ±0.0077

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0112 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.4066) against the same month in 2011 (average: 0.4249), the exchange rate shifted by -0.0183 (-4.31%).

2012 Avg (January) 0.4066

2011 Avg (January) 0.4249

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4168	0.3932	0.4066
February	0.4020	0.3905	0.3974
March	0.4020	0.3876	0.3939
April	0.4041	0.3949	0.3992
May	0.4112	0.3866	0.3992
June	0.4011	0.3811	0.3960
July	0.4010	0.3677	0.3848
August	0.3895	0.3753	0.3828
September	0.4030	0.3890	0.3958
October	0.3995	0.3918	0.3956
November	0.4015	0.3858	0.3910
December	0.4015	0.3934	0.3983