2022 HRK to WST Historical Review

YEARLY HIGH

0.3991 WST

YEARLY LOW

0.3494 WST

YEARLY AVERAGE

0.3739 WST

2022 HRK to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.3991. Conversely, the yearly low was recorded on September 27, dropping to 0.3494.

This high-to-low spread represents a total annual volatility of 0.0497 WST. From a start-to-finish perspective, comparing the January average rate of 0.3914 to the December average rate of 0.3790, the exchange rate registered a net change of -3.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.3991 was down 2.85% compared to the 2021 peak of 0.4108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,995 WST

2021 Average 1,999 WST

Yearly Trough Low 1,747 WST

Transaction Impact: A difference of 248.62 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.3979

0.3547

JanuMarcMayJulySeptNove

HRK to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3789, compared to 0.3689 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0101 points.

H1 Avg (Jan–Jun) 0.3789

H2 Avg (Jul–Dec) 0.3689

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.0225 WST (High: 0.3804 / Low: 0.3578). On the other end, July was the most stable month, with a tight range of 0.0086 WST (High: 0.3714 / Low: 0.3628).

April Spread (Volatile) ±0.0225

July Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0141 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0141

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.3943) against the same month in 2021 (average: 0.4011), the exchange rate shifted by -0.0068 (-1.70%).

2022 Avg (February) 0.3943

2021 Avg (February) 0.4011

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3980	0.3846	0.3914
February	0.3991	0.3883	0.3943
March	0.3852	0.3763	0.3802
April	0.3804	0.3578	0.3702
May	0.3741	0.3561	0.3668
June	0.3743	0.3654	0.3706
July	0.3714	0.3628	0.3670
August	0.3717	0.3560	0.3623
September	0.3658	0.3494	0.3583
October	0.3772	0.3563	0.3665
November	0.3860	0.3651	0.3801
December	0.3895	0.3737	0.3790