2025 HRK to WST Historical Review

YEARLY HIGH

0.4409 WST

YEARLY LOW

0.3807 WST

YEARLY AVERAGE

0.4194 WST

2025 HRK to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.4409. Conversely, the yearly low was recorded on January 12, dropping to 0.3807.

This high-to-low spread represents a total annual volatility of 0.0602 WST. From a start-to-finish perspective, comparing the January average rate of 0.3845 to the December average rate of 0.4379, the exchange rate registered a net change of 13.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4409 was up 5.99% compared to the 2024 peak of 0.4159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,204 WST

2024 Average 2,010 WST

Yearly Trough Low 1,903 WST

Transaction Impact: A difference of 300.79 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4432

0.3792

JanuMarcMayJulySeptNove

HRK to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4063, compared to 0.4324 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0261 points.

H1 Avg (Jan–Jun) 0.4063

H2 Avg (Jul–Dec) 0.4324

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0266 WST (High: 0.4278 / Low: 0.4012). On the other end, August was the most stable month, with a tight range of 0.0053 WST (High: 0.4312 / Low: 0.4259).

April Spread (Volatile) ±0.0266

August Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0029 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.4379) against the same month in 2024 (average: 0.3891), the exchange rate shifted by +0.0487 (+12.53%).

2025 Avg (December) 0.4379

2024 Avg (December) 0.3891

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3900	0.3807	0.3845
February	0.3910	0.3808	0.3869
March	0.4065	0.3856	0.4012
April	0.4278	0.4012	0.4177
May	0.4232	0.4124	0.4191
June	0.4380	0.4219	0.4286
July	0.4387	0.4155	0.4316
August	0.4312	0.4259	0.4288
September	0.4386	0.4279	0.4330
October	0.4349	0.4272	0.4317
November	0.4346	0.4269	0.4316
December	0.4409	0.4338	0.4379