2014 HRK to WST Historical Review

YEARLY HIGH

0.4228 WST

YEARLY LOW

0.3805 WST

YEARLY AVERAGE

0.4062 WST

2014 HRK to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.4228. Conversely, the yearly low was recorded on December 31, dropping to 0.3805.

This high-to-low spread represents a total annual volatility of 0.0424 WST. From a start-to-finish perspective, comparing the January average rate of 0.4160 to the December average rate of 0.3856, the exchange rate registered a net change of -7.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4228 was up 0.56% compared to the 2013 peak of 0.4205, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,114 WST

2013 Average 2,027 WST

Yearly Trough Low 1,902 WST

Transaction Impact: A difference of 211.79 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4227

0.3822

JanuMarcMayJulySeptNove

HRK to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4159, compared to 0.3964 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0196 points.

H1 Avg (Jan–Jun) 0.4159

H2 Avg (Jul–Dec) 0.3964

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0118 WST (High: 0.4203 / Low: 0.4085). On the other end, April was the most stable month, with a tight range of 0.0063 WST (High: 0.4202 / Low: 0.4139).

May Spread (Volatile) ±0.0118

April Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0069 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.4193) against the same month in 2013 (average: 0.3925), the exchange rate shifted by +0.0268 (+6.83%).

2014 Avg (March) 0.4193

2013 Avg (March) 0.3925

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4199	0.4124	0.4160
February	0.4208	0.4131	0.4171
March	0.4228	0.4137	0.4193
April	0.4202	0.4139	0.4162
May	0.4203	0.4085	0.4137
June	0.4171	0.4105	0.4133
July	0.4137	0.4043	0.4085
August	0.4069	0.3981	0.4034
September	0.4009	0.3922	0.3965
October	0.3991	0.3888	0.3938
November	0.3974	0.3866	0.3904
December	0.3917	0.3805	0.3856