2012 HRK to ZAR Historical Review

YEARLY HIGH

1.5414 ZAR

YEARLY LOW

1.3054 ZAR

YEARLY AVERAGE

1.4030 ZAR

2012 HRK to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 8, valuing the pair at 1.5414. Conversely, the yearly low was recorded on February 6, dropping to 1.3054.

This high-to-low spread represents a total annual volatility of 0.2360 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.3674 to the December average rate of 1.5025, the exchange rate registered a net change of 9.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.5414 was up 1.29% compared to the 2011 peak of 1.5219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,707 ZAR

2011 Average 6,780 ZAR

Yearly Trough Low 6,527 ZAR

Transaction Impact: A difference of 1,180.13 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.5196

1.3147

JanuMarcMayJulySeptNove

HRK to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3644, compared to 1.4416 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0772 points.

H1 Avg (Jan–Jun) 1.3644

H2 Avg (Jul–Dec) 1.4416

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0944 ZAR (High: 1.4210 / Low: 1.3266). On the other end, June was the most stable month, with a tight range of 0.0341 ZAR (High: 1.4104 / Low: 1.3763).

August Spread (Volatile) ±0.0944

June Spread (Stable) ±0.0341

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0440 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0440

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 1.4975) against the same month in 2011 (average: 1.4581), the exchange rate shifted by +0.0393 (+2.70%).

2012 Avg (October) 1.4975

2011 Avg (October) 1.4581

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3931	1.3489	1.3674
February	1.3492	1.3054	1.3350
March	1.3638	1.3086	1.3318
April	1.4047	1.3538	1.3741
May	1.4041	1.3499	1.3841
June	1.4104	1.3763	1.3941
July	1.3777	1.3202	1.3502
August	1.4210	1.3266	1.3682
September	1.4609	1.4047	1.4334
October	1.5414	1.4490	1.4975
November	1.5257	1.4664	1.4981
December	1.5408	1.4794	1.5025