2015 HRK to ZAR Historical Review

YEARLY HIGH

2.2886 ZAR

YEARLY LOW

1.6606 ZAR

YEARLY AVERAGE

1.8609 ZAR

2015 HRK to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 2.2886. Conversely, the yearly low was recorded on January 25, dropping to 1.6606.

This high-to-low spread represents a total annual volatility of 0.6280 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.7497 to the December average rate of 2.1483, the exchange rate registered a net change of 22.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.2886 was up 13.75% compared to the 2014 peak of 2.0119, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,443 ZAR

2014 Average 9,430 ZAR

Yearly Trough Low 8,303 ZAR

Transaction Impact: A difference of 3,139.99 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.1925

1.6620

JanuMarcMayJulySeptNove

HRK to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7445, compared to 1.9773 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2328 points.

H1 Avg (Jan–Jun) 1.7445

H2 Avg (Jul–Dec) 1.9773

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.2913 ZAR (High: 2.2886 / Low: 1.9973). On the other end, March was the most stable month, with a tight range of 0.0407 ZAR (High: 1.7313 / Low: 1.6905).

December Spread (Volatile) ±0.2913

March Spread (Stable) ±0.0407

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0425 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0425

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.1483) against the same month in 2014 (average: 1.8457), the exchange rate shifted by +0.3025 (+16.39%).

2015 Avg (December) 2.1483

2014 Avg (December) 1.8457

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8314	1.6606	1.7497
February	1.7296	1.6812	1.7072
March	1.7313	1.6905	1.7115
April	1.7544	1.6783	1.7062
May	1.7923	1.7323	1.7675
June	1.8618	1.7689	1.8248
July	1.8414	1.7652	1.8068
August	2.0135	1.8311	1.9007
September	2.0646	1.9740	2.0222
October	2.0388	1.9467	1.9874
November	2.0323	1.9515	1.9983
December	2.2886	1.9973	2.1483