2013 HRK to ZAR Historical Review

YEARLY HIGH

1.8972 ZAR

YEARLY LOW

1.4770 ZAR

YEARLY AVERAGE

1.6911 ZAR

2013 HRK to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 1.8972. Conversely, the yearly low was recorded on January 1, dropping to 1.4770.

This high-to-low spread represents a total annual volatility of 0.4202 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.5415 to the December average rate of 1.8594, the exchange rate registered a net change of 20.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.8972 was up 23.08% compared to the 2012 peak of 1.5414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,486 ZAR

2012 Average 7,016 ZAR

Yearly Trough Low 7,385 ZAR

Transaction Impact: A difference of 2,100.99 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.8912

1.5097

JanuMarcMayJulySeptNove

HRK to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5989, compared to 1.7832 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1843 points.

H1 Avg (Jan–Jun) 1.5989

H2 Avg (Jul–Dec) 1.7832

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.1794 ZAR (High: 1.7228 / Low: 1.5433). On the other end, July was the most stable month, with a tight range of 0.0380 ZAR (High: 1.7509 / Low: 1.7129).

May Spread (Volatile) ±0.1794

July Spread (Stable) ±0.0380

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0325 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0325

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.8594) against the same month in 2012 (average: 1.5025), the exchange rate shifted by +0.3569 (+23.75%).

2013 Avg (December) 1.8594

2012 Avg (December) 1.5025

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6119	1.4770	1.5415
February	1.5977	1.5242	1.5642
March	1.5925	1.5499	1.5689
April	1.5854	1.5282	1.5585
May	1.7228	1.5433	1.5982
June	1.8032	1.7079	1.7624
July	1.7509	1.7129	1.7299
August	1.8367	1.7378	1.7790
September	1.7919	1.7061	1.7550
October	1.7927	1.7529	1.7726
November	1.8247	1.7852	1.8035
December	1.8972	1.8123	1.8594