2014 HRK to ZAR Historical Review

YEARLY HIGH

2.0119 ZAR

YEARLY LOW

1.7685 ZAR

YEARLY AVERAGE

1.8864 ZAR

2014 HRK to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 2.0119. Conversely, the yearly low was recorded on November 23, dropping to 1.7685.

This high-to-low spread represents a total annual volatility of 0.2434 ZAR. From a start-to-finish perspective, comparing the January average rate of 1.9366 to the December average rate of 1.8457, the exchange rate registered a net change of -4.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.0119 was up 6.05% compared to the 2013 peak of 1.8972, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 10,060 ZAR

2013 Average 8,459 ZAR

Yearly Trough Low 8,843 ZAR

Transaction Impact: A difference of 1,216.96 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.9721

1.7880

JanuMarcMayJulySeptNove

HRK to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9233, compared to 1.8495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0739 points.

H1 Avg (Jan–Jun) 1.9233

H2 Avg (Jul–Dec) 1.8495

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.1155 ZAR (High: 2.0119 / Low: 1.8964). On the other end, June was the most stable month, with a tight range of 0.0323 ZAR (High: 1.9347 / Low: 1.9024).

January Spread (Volatile) ±0.1155

June Spread (Stable) ±0.0323

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0360 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0360

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 1.9366) against the same month in 2013 (average: 1.5415), the exchange rate shifted by +0.3951 (+25.63%).

2014 Avg (January) 1.9366

2013 Avg (January) 1.5415

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0119	1.8964	1.9366
February	1.9864	1.9203	1.9567
March	1.9616	1.8988	1.9404
April	1.9387	1.8875	1.9101
May	1.9249	1.8497	1.8816
June	1.9347	1.9024	1.9145
July	1.9339	1.8510	1.8964
August	1.8808	1.8365	1.8604
September	1.8804	1.8165	1.8571
October	1.8627	1.7926	1.8338
November	1.8304	1.7685	1.8033
December	1.8989	1.7879	1.8457