2012 HTG to BAM Historical Review

YEARLY HIGH

0.0385 BAM

YEARLY LOW

0.0350 BAM

YEARLY AVERAGE

0.0365 BAM

2012 HTG to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0385. Conversely, the yearly low was recorded on December 20, dropping to 0.0350.

This high-to-low spread represents a total annual volatility of 0.0035 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0375 to the December average rate of 0.0354, the exchange rate registered a net change of -5.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0385 was up 2.40% compared to the 2011 peak of 0.0376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 193 BAM

2011 Average 173 BAM

Yearly Trough Low 175 BAM

Transaction Impact: A difference of 17.47 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0381

0.0352

JanuMarcMayJulySeptNove

HTG to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0366, compared to 0.0365 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0366

H2 Avg (Jul–Dec) 0.0365

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0022 BAM (High: 0.0375 / Low: 0.0352). On the other end, October was the most stable month, with a tight range of 0.0006 BAM (High: 0.0360 / Low: 0.0355).

May Spread (Volatile) ±0.0022

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0378) against the same month in 2011 (average: 0.0338), the exchange rate shifted by +0.0040 (+11.97%).

2012 Avg (July) 0.0378

2011 Avg (July) 0.0338

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0383	0.0366	0.0375
February	0.0371	0.0357	0.0366
March	0.0365	0.0356	0.0360
April	0.0365	0.0352	0.0359
May	0.0375	0.0352	0.0364
June	0.0375	0.0367	0.0371
July	0.0385	0.0367	0.0378
August	0.0380	0.0370	0.0376
September	0.0371	0.0355	0.0362
October	0.0360	0.0355	0.0358
November	0.0365	0.0358	0.0362
December	0.0359	0.0350	0.0354