2015 HTG to BAM Historical Review

YEARLY HIGH

0.0399 BAM

YEARLY LOW

0.0313 BAM

YEARLY AVERAGE

0.0349 BAM

2015 HTG to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0399. Conversely, the yearly low was recorded on July 27, dropping to 0.0313.

This high-to-low spread represents a total annual volatility of 0.0086 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0361 to the December average rate of 0.0318, the exchange rate registered a net change of -12.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0399 was up 8.59% compared to the 2014 peak of 0.0367, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 199 BAM

2014 Average 166 BAM

Yearly Trough Low 156 BAM

Transaction Impact: A difference of 42.92 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0392

0.0311

JanuMarcMayJulySeptNove

HTG to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0371, compared to 0.0326 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.0371

H2 Avg (Jul–Dec) 0.0326

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0030 BAM (High: 0.0377 / Low: 0.0347). On the other end, February was the most stable month, with a tight range of 0.0007 BAM (High: 0.0374 / Low: 0.0367).

January Spread (Volatile) ±0.0030

February Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0039 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0385) against the same month in 2014 (average: 0.0320), the exchange rate shifted by +0.0065 (+20.25%).

2015 Avg (March) 0.0385

2014 Avg (March) 0.0320

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0377	0.0347	0.0361
February	0.0374	0.0367	0.0370
March	0.0399	0.0374	0.0385
April	0.0389	0.0368	0.0381
May	0.0377	0.0358	0.0367
June	0.0372	0.0359	0.0363
July	0.0339	0.0313	0.0324
August	0.0339	0.0314	0.0329
September	0.0332	0.0325	0.0329
October	0.0332	0.0320	0.0326
November	0.0338	0.0328	0.0333
December	0.0330	0.0315	0.0318