2014 HTG to BAM Historical Review

YEARLY HIGH

0.0367 BAM

YEARLY LOW

0.0310 BAM

YEARLY AVERAGE

0.0331 BAM

2014 HTG to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.0367. Conversely, the yearly low was recorded on March 13, dropping to 0.0310.

This high-to-low spread represents a total annual volatility of 0.0057 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0335 to the December average rate of 0.0342, the exchange rate registered a net change of 2.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0367 was down 0.94% compared to the 2013 peak of 0.0371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 184 BAM

2013 Average 173 BAM

Yearly Trough Low 155 BAM

Transaction Impact: A difference of 28.73 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0360

0.0313

JanuMarcMayJulySeptNove

HTG to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0327, compared to 0.0336 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0327

H2 Avg (Jul–Dec) 0.0336

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0043 BAM (High: 0.0367 / Low: 0.0324). On the other end, June was the most stable month, with a tight range of 0.0004 BAM (High: 0.0321 / Low: 0.0317).

February Spread (Volatile) ±0.0043

June Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0036 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.0356) against the same month in 2013 (average: 0.0344), the exchange rate shifted by +0.0011 (+3.30%).

2014 Avg (February) 0.0356

2013 Avg (February) 0.0344

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0349	0.0325	0.0335
February	0.0367	0.0324	0.0356
March	0.0325	0.0310	0.0320
April	0.0320	0.0315	0.0317
May	0.0319	0.0312	0.0317
June	0.0321	0.0317	0.0319
July	0.0326	0.0319	0.0322
August	0.0333	0.0323	0.0327
September	0.0347	0.0333	0.0339
October	0.0349	0.0340	0.0344
November	0.0348	0.0336	0.0340
December	0.0347	0.0336	0.0342