2022 HTG to BAM Historical Review

YEARLY HIGH

0.0176 BAM

YEARLY LOW

0.0125 BAM

YEARLY AVERAGE

0.0160 BAM

2022 HTG to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0176. Conversely, the yearly low was recorded on December 28, dropping to 0.0125.

This high-to-low spread represents a total annual volatility of 0.0051 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0170 to the December average rate of 0.0128, the exchange rate registered a net change of -24.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0176 was down 22.37% compared to the 2021 peak of 0.0226, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 88 BAM

2021 Average 93 BAM

Yearly Trough Low 62 BAM

Transaction Impact: A difference of 25.31 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0174

0.0123

JanuMarcMayJulySeptNove

HTG to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0167, compared to 0.0153 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0167

H2 Avg (Jul–Dec) 0.0153

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0021 BAM (High: 0.0169 / Low: 0.0148). On the other end, February was the most stable month, with a tight range of 0.0005 BAM (High: 0.0171 / Low: 0.0166).

August Spread (Volatile) ±0.0021

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0018 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.0170) against the same month in 2021 (average: 0.0220), the exchange rate shifted by -0.0050 (-22.88%).

2022 Avg (January) 0.0170

2021 Avg (January) 0.0220

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0176	0.0165	0.0170
February	0.0171	0.0166	0.0168
March	0.0172	0.0166	0.0168
April	0.0170	0.0164	0.0167
May	0.0170	0.0161	0.0166
June	0.0167	0.0159	0.0162
July	0.0169	0.0163	0.0165
August	0.0169	0.0148	0.0155
September	0.0171	0.0159	0.0166
October	0.0166	0.0152	0.0160
November	0.0154	0.0134	0.0142
December	0.0133	0.0125	0.0128