2020 HTG to BDT Historical Review

YEARLY HIGH

1.3602 BDT

YEARLY LOW

0.7497 BDT

YEARLY AVERAGE

0.9403 BDT

2020 HTG to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 1.3602. Conversely, the yearly low was recorded on September 6, dropping to 0.7497.

This high-to-low spread represents a total annual volatility of 0.6105 BDT. From a start-to-finish perspective, comparing the January average rate of 0.8639 to the December average rate of 1.2136, the exchange rate registered a net change of 40.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3602 was up 25.10% compared to the 2019 peak of 1.0873, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 6,801 BDT

2019 Average 4,697 BDT

Yearly Trough Low 3,749 BDT

Transaction Impact: A difference of 3,052.26 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3942

0.6999

JanuMarcMayJulySeptNove

HTG to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8500, compared to 1.0306 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1806 points.

H1 Avg (Jan–Jun) 0.8500

H2 Avg (Jul–Dec) 1.0306

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.1278 BDT (High: 1.2932 / Low: 1.1654). On the other end, August was the most stable month, with a tight range of 0.0118 BDT (High: 0.7664 / Low: 0.7546).

December Spread (Volatile) ±0.1278

August Spread (Stable) ±0.0118

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1076 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.3363) against the same month in 2019 (average: 0.8810), the exchange rate shifted by +0.4553 (+51.69%).

2020 Avg (October) 1.3363

2019 Avg (October) 0.8810

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8931	0.8535	0.8639
February	0.9597	0.8407	0.8707
March	0.9597	0.8896	0.9003
April	0.8959	0.8678	0.8806
May	0.8119	0.7827	0.7990
June	0.7956	0.7722	0.7856
July	0.7756	0.7611	0.7695
August	0.7664	0.7546	0.7578
September	0.8060	0.7497	0.7852
October	1.3602	1.2590	1.3363
November	1.3483	1.2817	1.3211
December	1.2932	1.1654	1.2136