YEARLY HIGH
0.9405 BDT
YEARLY LOW
0.9148 BDT
YEARLY AVERAGE
0.9306 BDT

2025 HTG to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.9405. Conversely, the yearly low was recorded on January 1, dropping to 0.9148.

This high-to-low spread represents a total annual volatility of 0.0257 BDT. From a start-to-finish perspective, comparing the January average rate of 0.9313 to the December average rate of 0.9334, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9405 was up 2.81% compared to the 2024 peak of 0.9148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 4,703 BDT
2024 Average 4,374 BDT
Yearly Trough Low 4,574 BDT
Transaction Impact: A difference of 128.75 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9341
0.9257
JanuMarcMayJulySeptNove

HTG to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9299, compared to 0.9312 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.9299
H2 Avg (Jul–Dec) 0.9312

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0218 BDT (High: 0.9405 / Low: 0.9187). On the other end, December was the most stable month, with a tight range of 0.0028 BDT (High: 0.9346 / Low: 0.9319).

February Spread (Volatile) ±0.0218
December Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0031 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.9288) against the same month in 2024 (average: 0.8311), the exchange rate shifted by +0.0977 (+11.75%).

2025 Avg (February) 0.9288
2024 Avg (February) 0.8311

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9342 0.9148 0.9313
February 0.9405 0.9187 0.9288
March 0.9279 0.9249 0.9264
April 0.9328 0.9270 0.9296
May 0.9350 0.9285 0.9307
June 0.9362 0.9314 0.9327
July 0.9368 0.9219 0.9295
August 0.9339 0.9259 0.9292
September 0.9327 0.9282 0.9302
October 0.9364 0.9287 0.9317
November 0.9375 0.9170 0.9332
December 0.9346 0.9319 0.9334