YEARLY HIGH
0.9445 BDT
YEARLY LOW
0.9312 BDT
YEARLY AVERAGE
0.9375 BDT

2026 HTG to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HTG to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 0.9445. Conversely, the yearly low was recorded on February 24, dropping to 0.9312.

This high-to-low spread represents a total annual volatility of 0.0133 BDT. From a start-to-finish perspective, comparing the January average rate of 0.9335 to the December average rate of 0.9411, the exchange rate registered a net change of 0.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9445 was up 0.42% compared to the 2025 peak of 0.9405, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 4,722 BDT
2025 Average 4,653 BDT
Yearly Trough Low 4,656 BDT
Transaction Impact: A difference of 66.54 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.9440
0.9316
JanuMarcMayJuly

HTG to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9359, compared to 0.9420 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.9359
H2 Avg (Jul–Dec) 0.9420

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0064 BDT (High: 0.9412 / Low: 0.9349). On the other end, August was the most stable month, with a tight range of 0.0000 BDT (High: 0.9411 / Low: 0.9411).

April Spread (Volatile) ±0.0064
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0018 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.9429) against the same month in 2025 (average: 0.9295), the exchange rate shifted by +0.0134 (+1.44%).

2026 Avg (July) 0.9429
2025 Avg (July) 0.9295

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9344 0.9318 0.9335
February 0.9344 0.9312 0.9326
March 0.9372 0.9320 0.9348
April 0.9412 0.9349 0.9375
May 0.9387 0.9367 0.9375
June 0.9422 0.9373 0.9397
July 0.9445 0.9417 0.9429
August 0.9411 0.9411 0.9411