2021 HTG to BDT Historical Review

YEARLY HIGH

1.1900 BDT

YEARLY LOW

0.8384 BDT

YEARLY AVERAGE

0.9611 BDT

2021 HTG to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 1.1900. Conversely, the yearly low was recorded on December 26, dropping to 0.8384.

This high-to-low spread represents a total annual volatility of 0.3516 BDT. From a start-to-finish perspective, comparing the January average rate of 1.1627 to the December average rate of 0.8526, the exchange rate registered a net change of -26.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1900 was down 12.51% compared to the 2020 peak of 1.3602, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 5,950 BDT

2020 Average 4,703 BDT

Yearly Trough Low 4,192 BDT

Transaction Impact: A difference of 1,757.82 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1937

0.8216

JanuMarcMayJulySeptNove

HTG to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0516, compared to 0.8706 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1810 points.

H1 Avg (Jan–Jun) 1.0516

H2 Avg (Jul–Dec) 0.8706

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0776 BDT (High: 1.0670 / Low: 0.9894). On the other end, November was the most stable month, with a tight range of 0.0145 BDT (High: 0.8758 / Low: 0.8614).

April Spread (Volatile) ±0.0776

November Spread (Stable) ±0.0145

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0704 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0704

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.1627) against the same month in 2020 (average: 0.8639), the exchange rate shifted by +0.2988 (+34.59%).

2021 Avg (January) 1.1627

2020 Avg (January) 0.8639

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1900	1.1447	1.1627
February	1.1783	1.1153	1.1498
March	1.1254	1.0563	1.0837
April	1.0670	0.9894	1.0316
May	0.9923	0.9252	0.9612
June	0.9488	0.9021	0.9205
July	0.9324	0.8834	0.8979
August	0.9076	0.8577	0.8741
September	0.8878	0.8524	0.8688
October	0.8766	0.8472	0.8616
November	0.8758	0.8614	0.8685
December	0.8690	0.8384	0.8526