2012 HTG to HNL Historical Review

YEARLY HIGH

0.4723 HNL

YEARLY LOW

0.4493 HNL

YEARLY AVERAGE

0.4634 HNL

2012 HTG to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 22, valuing the pair at 0.4723. Conversely, the yearly low was recorded on May 23, dropping to 0.4493.

This high-to-low spread represents a total annual volatility of 0.0230 HNL. From a start-to-finish perspective, comparing the January average rate of 0.4707 to the December average rate of 0.4708, the exchange rate registered a net change of 0.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4723 was down 0.17% compared to the 2011 peak of 0.4731, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 2,362 HNL

2011 Average 2,329 HNL

Yearly Trough Low 2,246 HNL

Transaction Impact: A difference of 115.23 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4726

0.4507

JanuMarcMayJulySeptNove

HTG to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4619, compared to 0.4649 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.4619

H2 Avg (Jul–Dec) 0.4649

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0115 HNL (High: 0.4658 / Low: 0.4543). On the other end, October was the most stable month, with a tight range of 0.0015 HNL (High: 0.4677 / Low: 0.4662).

August Spread (Volatile) ±0.0115

October Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0073 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.4706) against the same month in 2011 (average: 0.4641), the exchange rate shifted by +0.0065 (+1.40%).

2012 Avg (February) 0.4706

2011 Avg (February) 0.4641

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4723	0.4685	0.4707
February	0.4723	0.4659	0.4706
March	0.4651	0.4622	0.4633
April	0.4648	0.4539	0.4605
May	0.4553	0.4493	0.4537
June	0.4540	0.4508	0.4525
July	0.4612	0.4506	0.4531
August	0.4658	0.4543	0.4628
September	0.4667	0.4652	0.4661
October	0.4677	0.4662	0.4671
November	0.4702	0.4677	0.4693
December	0.4721	0.4693	0.4708