2016 HTG to HNL Historical Review

YEARLY HIGH

0.3927 HNL

YEARLY LOW

0.3464 HNL

YEARLY AVERAGE

0.3616 HNL

2016 HTG to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HTG to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.3927. Conversely, the yearly low was recorded on December 12, dropping to 0.3464.

This high-to-low spread represents a total annual volatility of 0.0463 HNL. From a start-to-finish perspective, comparing the January average rate of 0.3867 to the December average rate of 0.3504, the exchange rate registered a net change of -9.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3927 was down 15.53% compared to the 2015 peak of 0.4649, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,964 HNL

2015 Average 2,145 HNL

Yearly Trough Low 1,732 HNL

Transaction Impact: A difference of 231.39 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3904

0.3468

JanuMarcMayJulySeptNove

HTG to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3689, compared to 0.3544 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.3689

H2 Avg (Jul–Dec) 0.3544

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0147 HNL (High: 0.3927 / Low: 0.3780). On the other end, October was the most stable month, with a tight range of 0.0020 HNL (High: 0.3532 / Low: 0.3512).

January Spread (Volatile) ±0.0147

October Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0127 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.3867) against the same month in 2015 (average: 0.4524), the exchange rate shifted by -0.0656 (-14.51%).

2016 Avg (January) 0.3867

2015 Avg (January) 0.4524

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3927	0.3780	0.3867
February	0.3782	0.3673	0.3741
March	0.3682	0.3634	0.3654
April	0.3657	0.3612	0.3632
May	0.3639	0.3612	0.3625
June	0.3634	0.3605	0.3618
July	0.3616	0.3582	0.3600
August	0.3593	0.3530	0.3566
September	0.3552	0.3486	0.3519
October	0.3532	0.3512	0.3520
November	0.3584	0.3512	0.3551
December	0.3556	0.3464	0.3504