2020 HTG to HNL Historical Review

YEARLY HIGH

0.3938 HNL

YEARLY LOW

0.2189 HNL

YEARLY AVERAGE

0.2737 HNL

2020 HTG to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.3938. Conversely, the yearly low was recorded on September 6, dropping to 0.2189.

This high-to-low spread represents a total annual volatility of 0.1749 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2524 to the December average rate of 0.3470, the exchange rate registered a net change of 37.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3938 was up 24.47% compared to the 2019 peak of 0.3164, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,969 HNL

2019 Average 1,366 HNL

Yearly Trough Low 1,095 HNL

Transaction Impact: A difference of 874.37 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4040

0.2042

JanuMarcMayJulySeptNove

HTG to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2491, compared to 0.2983 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0492 points.

H1 Avg (Jan–Jun) 0.2491

H2 Avg (Jul–Dec) 0.2983

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0374 HNL (High: 0.2821 / Low: 0.2447). On the other end, July was the most stable month, with a tight range of 0.0045 HNL (High: 0.2279 / Low: 0.2234).

February Spread (Volatile) ±0.0374

July Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0333 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0333

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.3873) against the same month in 2019 (average: 0.2569), the exchange rate shifted by +0.1304 (+50.76%).

2020 Avg (October) 0.3873

2019 Avg (October) 0.2569

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2603	0.2485	0.2524
February	0.2821	0.2447	0.2545
March	0.2821	0.2595	0.2641
April	0.2647	0.2546	0.2584
May	0.2390	0.2302	0.2349
June	0.2339	0.2267	0.2307
July	0.2279	0.2234	0.2257
August	0.2251	0.2195	0.2209
September	0.2340	0.2189	0.2288
October	0.3938	0.3662	0.3873
November	0.3908	0.3666	0.3803
December	0.3702	0.3330	0.3470