2014 HTG to HNL Historical Review

YEARLY HIGH

0.5047 HNL

YEARLY LOW

0.4230 HNL

YEARLY AVERAGE

0.4588 HNL

2014 HTG to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.5047. Conversely, the yearly low was recorded on May 29, dropping to 0.4230.

This high-to-low spread represents a total annual volatility of 0.0817 HNL. From a start-to-finish perspective, comparing the January average rate of 0.4674 to the December average rate of 0.4534, the exchange rate registered a net change of -2.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5047 was down 4.40% compared to the 2013 peak of 0.5279, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 2,523 HNL

2013 Average 2,362 HNL

Yearly Trough Low 2,115 HNL

Transaction Impact: A difference of 408.55 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4963

0.4205

JanuMarcMayJulySeptNove

HTG to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4520, compared to 0.4655 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0136 points.

H1 Avg (Jan–Jun) 0.4520

H2 Avg (Jul–Dec) 0.4655

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0594 HNL (High: 0.5047 / Low: 0.4453). On the other end, September was the most stable month, with a tight range of 0.0042 HNL (High: 0.4732 / Low: 0.4689).

February Spread (Volatile) ±0.0594

September Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0529 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0529

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.4900) against the same month in 2013 (average: 0.4685), the exchange rate shifted by +0.0215 (+4.60%).

2014 Avg (February) 0.4900

2013 Avg (February) 0.4685

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4801	0.4608	0.4674
February	0.5047	0.4453	0.4900
March	0.4457	0.4251	0.4371
April	0.4323	0.4257	0.4289
May	0.4585	0.4230	0.4268
June	0.4685	0.4579	0.4617
July	0.4687	0.4636	0.4669
August	0.4724	0.4629	0.4677
September	0.4732	0.4689	0.4710
October	0.4782	0.4694	0.4734
November	0.4720	0.4560	0.4608
December	0.4561	0.4513	0.4534