2012 HTG to MGA Historical Review

YEARLY HIGH

55.7124 MGA

YEARLY LOW

49.2276 MGA

YEARLY AVERAGE

52.5413 MGA

2012 HTG to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 55.7124. Conversely, the yearly low was recorded on May 23, dropping to 49.2276.

This high-to-low spread represents a total annual volatility of 6.4848 MGA. From a start-to-finish perspective, comparing the January average rate of 54.8859 to the December average rate of 53.5910, the exchange rate registered a net change of -2.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 55.7124 was up 0.66% compared to the 2011 peak of 55.3491, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 278,562 MGA

2011 Average 248,936 MGA

Yearly Trough Low 246,138 MGA

Transaction Impact: A difference of 32,423.86 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

55.4101

49.1191

JanuMarcMayJulySeptNove

HTG to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 51.9760, compared to 53.1066 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1306 points.

H1 Avg (Jan–Jun) 51.9760

H2 Avg (Jul–Dec) 53.1066

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 2.8337 MGA (High: 54.4809 / Low: 51.6472). On the other end, December was the most stable month, with a tight range of 0.6125 MGA (High: 53.8100 / Low: 53.1975).

July Spread (Volatile) ±2.8337

December Spread (Stable) ±0.6125

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.5457 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.5457

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 54.8859) against the same month in 2011 (average: 51.9639), the exchange rate shifted by +2.9220 (+5.62%).

2012 Avg (January) 54.8859

2011 Avg (January) 51.9639

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	55.7124	53.6897	54.8859
February	54.0208	52.2686	53.6195
March	52.6065	51.1746	52.0737
April	51.4673	49.7037	50.8119
May	50.2556	49.2276	49.6433
June	51.8557	50.1408	50.8219
July	54.4809	51.6472	53.5174
August	54.0146	53.1470	53.5202
September	53.4464	52.0036	52.7312
October	52.4825	51.7506	52.1293
November	53.6802	52.4311	53.1505
December	53.8100	53.1975	53.5910