2026 HTG to MGA Historical Review

YEARLY HIGH

35.4773 MGA

YEARLY LOW

31.5162 MGA

YEARLY AVERAGE

32.6413 MGA

2026 HTG to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HTG to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 35.4773. Conversely, the yearly low was recorded on March 5, dropping to 31.5162.

This high-to-low spread represents a total annual volatility of 3.9611 MGA. From a start-to-finish perspective, comparing the January average rate of 34.8578 to the December average rate of 32.6166, the exchange rate registered a net change of -6.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 35.4773 was down 2.55% compared to the 2025 peak of 36.4067, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 177,387 MGA

2025 Average 173,120 MGA

Yearly Trough Low 157,581 MGA

Transaction Impact: A difference of 19,805.64 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

35.1728

31.3928

JanuMarcMayJuly

HTG to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.6326, compared to 32.6674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0347 points.

H1 Avg (Jan–Jun) 32.6326

H2 Avg (Jul–Dec) 32.6674

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 1.9129 MGA (High: 34.0458 / Low: 32.1328). On the other end, August was the most stable month, with a tight range of 0.1289 MGA (High: 32.6849 / Low: 32.5560).

February Spread (Volatile) ±1.9129

August Spread (Stable) ±0.1289

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.5374 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.5374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 34.8578) against the same month in 2025 (average: 36.0194), the exchange rate shifted by -1.1617 (-3.23%).

2026 Avg (January) 34.8578

2025 Avg (January) 36.0194

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.4773	34.0719	34.8578
February	34.0458	32.1328	33.3230
March	32.3195	31.5162	31.7856
April	31.8536	31.5529	31.7078
May	32.0960	31.6734	31.9751
June	32.5027	31.8816	32.1464
July	33.5336	32.4137	32.7182
August	32.6849	32.5560	32.6166