2022 HTG to MGA Historical Review

YEARLY HIGH

40.0133 MGA

YEARLY LOW

30.2322 MGA

YEARLY AVERAGE

35.4610 MGA

2022 HTG to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 40.0133. Conversely, the yearly low was recorded on December 19, dropping to 30.2322.

This high-to-low spread represents a total annual volatility of 9.7811 MGA. From a start-to-finish perspective, comparing the January average rate of 39.1216 to the December average rate of 30.5432, the exchange rate registered a net change of -21.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 40.0133 was down 26.09% compared to the 2021 peak of 54.1363, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 200,066 MGA

2021 Average 217,082 MGA

Yearly Trough Low 151,161 MGA

Transaction Impact: A difference of 48,905.43 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

39.9795

29.6854

JanuMarcMayJulySeptNove

HTG to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.4246, compared to 33.4975 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.9271 points.

H1 Avg (Jan–Jun) 37.4246

H2 Avg (Jul–Dec) 33.4975

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 4.7848 MGA (High: 36.0094 / Low: 31.2246). On the other end, December was the most stable month, with a tight range of 0.9064 MGA (High: 31.1387 / Low: 30.2322).

August Spread (Volatile) ±4.7848

December Spread (Stable) ±0.9064

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.2309 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.2309

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 39.1216) against the same month in 2021 (average: 52.2042), the exchange rate shifted by -13.0826 (-25.06%).

2022 Avg (January) 39.1216

2021 Avg (January) 52.2042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.0133	38.2522	39.1216
February	39.4714	38.0662	38.7789
March	38.7615	37.7245	38.1294
April	38.3115	36.5424	37.0953
May	36.7535	35.3112	36.0196
June	36.2714	34.7200	35.4026
July	36.8480	35.0741	35.7199
August	36.0094	31.2246	33.6179
September	35.7209	34.4850	35.1078
October	35.1175	32.9993	34.1135
November	33.4123	31.0167	31.8826
December	31.1387	30.2322	30.5432