2020 HTG to MGA Historical Review

YEARLY HIGH

63.1971 MGA

YEARLY LOW

33.7261 MGA

YEARLY AVERAGE

42.3121 MGA

2020 HTG to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on October 27, valuing the pair at 63.1971. Conversely, the yearly low was recorded on August 7, dropping to 33.7261.

This high-to-low spread represents a total annual volatility of 29.4710 MGA. From a start-to-finish perspective, comparing the January average rate of 37.4787 to the December average rate of 54.6393, the exchange rate registered a net change of 45.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 63.1971 was up 35.79% compared to the 2019 peak of 46.5390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 315,985 MGA

2019 Average 202,013 MGA

Yearly Trough Low 168,630 MGA

Transaction Impact: A difference of 147,354.96 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

64.4874

31.5356

JanuMarcMayJulySeptNove

HTG to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.5581, compared to 47.0660 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.5079 points.

H1 Avg (Jan–Jun) 37.5581

H2 Avg (Jul–Dec) 47.0660

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 6.0389 MGA (High: 57.7389 / Low: 51.7000). On the other end, August was the most stable month, with a tight range of 0.9337 MGA (High: 34.6598 / Low: 33.7261).

December Spread (Volatile) ±6.0389

August Spread (Stable) ±0.9337

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 6.4668 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -6.4668

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 61.7414) against the same month in 2019 (average: 38.3628), the exchange rate shifted by +23.3785 (+60.94%).

2020 Avg (October) 61.7414

2019 Avg (October) 38.3628

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.8295	36.4822	37.4787
February	42.1386	36.4822	37.9857
March	42.1386	38.4362	39.5122
April	39.8997	38.6082	39.1456
May	36.3101	35.0747	35.8282
June	35.7184	34.7149	35.3984
July	35.3685	34.3040	34.8781
August	34.6598	33.7261	34.2816
September	37.0136	33.9067	35.7496
October	63.1971	57.9362	61.7414
November	62.3334	57.1689	61.1061
December	57.7389	51.7000	54.6393