2013 HTG to NPR Historical Review

YEARLY HIGH

2.5595 NPR

YEARLY LOW

2.0005 NPR

YEARLY AVERAGE

2.2017 NPR

2013 HTG to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 2.5595. Conversely, the yearly low was recorded on February 5, dropping to 2.0005.

This high-to-low spread represents a total annual volatility of 0.5591 NPR. From a start-to-finish perspective, comparing the January average rate of 2.0601 to the December average rate of 2.4451, the exchange rate registered a net change of 18.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.5595 was up 19.14% compared to the 2012 peak of 2.1484, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 12,798 NPR

2012 Average 10,237 NPR

Yearly Trough Low 10,002 NPR

Transaction Impact: A difference of 2,795.33 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.4871

1.9830

JanuMarcMayJulySeptNove

HTG to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0722, compared to 2.3312 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2590 points.

H1 Avg (Jan–Jun) 2.0722

H2 Avg (Jul–Dec) 2.3312

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.2940 NPR (High: 2.5595 / Low: 2.2655). On the other end, March was the most stable month, with a tight range of 0.0336 NPR (High: 2.0674 / Low: 2.0338).

December Spread (Volatile) ±0.2940

March Spread (Stable) ±0.0336

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0683 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0683

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 2.4451) against the same month in 2012 (average: 2.0751), the exchange rate shifted by +0.3701 (+17.83%).

2013 Avg (December) 2.4451

2012 Avg (December) 2.0751

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0926	2.0095	2.0601
February	2.0478	2.0005	2.0250
March	2.0674	2.0338	2.0478
April	2.0669	2.0296	2.0470
May	2.1334	2.0293	2.0666
June	2.2719	2.0996	2.1865
July	2.2461	2.1760	2.2067
August	2.4486	2.2251	2.3076
September	2.4799	2.2850	2.3591
October	2.3210	2.2621	2.2908
November	2.5397	2.2735	2.3778
December	2.5595	2.2655	2.4451