2015 HTG to NPR Historical Review

YEARLY HIGH

2.1880 NPR

YEARLY LOW

1.7923 NPR

YEARLY AVERAGE

2.0287 NPR

2015 HTG to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 2.1880. Conversely, the yearly low was recorded on July 23, dropping to 1.7923.

This high-to-low spread represents a total annual volatility of 0.3957 NPR. From a start-to-finish perspective, comparing the January average rate of 2.1425 to the December average rate of 1.8815, the exchange rate registered a net change of -12.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.1880 was down 14.62% compared to the 2014 peak of 2.5627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 10,940 NPR

2014 Average 10,987 NPR

Yearly Trough Low 8,962 NPR

Transaction Impact: A difference of 1,978.39 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.1713

1.8260

JanuMarcMayJulySeptNove

HTG to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1290, compared to 1.9284 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2006 points.

H1 Avg (Jan–Jun) 2.1290

H2 Avg (Jul–Dec) 1.9284

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.2272 NPR (High: 2.0379 / Low: 1.8107). On the other end, February was the most stable month, with a tight range of 0.0231 NPR (High: 2.1413 / Low: 2.1183).

August Spread (Volatile) ±0.2272

February Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2735 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2735

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 2.1425) against the same month in 2014 (average: 2.3155), the exchange rate shifted by -0.1730 (-7.47%).

2015 Avg (January) 2.1425

2014 Avg (January) 2.3155

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1880	2.1061	2.1425
February	2.1413	2.1183	2.1301
March	2.1589	2.0945	2.1302
April	2.1321	2.0909	2.1070
May	2.1530	2.1237	2.1357
June	2.1500	2.0915	2.1282
July	1.9572	1.7923	1.8548
August	2.0379	1.8107	1.9475
September	2.0217	1.9765	2.0020
October	1.9864	1.9302	1.9492
November	1.9516	1.9188	1.9352
December	1.9055	1.8629	1.8815