2025 HTG to NPR Historical Review

YEARLY HIGH

1.1102 NPR

YEARLY LOW

1.0350 NPR

YEARLY AVERAGE

1.0644 NPR

2025 HTG to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 1.1102. Conversely, the yearly low was recorded on May 11, dropping to 1.0350.

This high-to-low spread represents a total annual volatility of 0.0752 NPR. From a start-to-finish perspective, comparing the January average rate of 1.0563 to the December average rate of 1.0997, the exchange rate registered a net change of 4.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.1102 was up 5.88% compared to the 2024 peak of 1.0486, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 5,551 NPR

2024 Average 5,071 NPR

Yearly Trough Low 5,175 NPR

Transaction Impact: A difference of 375.96 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.1055

1.0350

JanuMarcMayJulySeptNove

HTG to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0517, compared to 1.0771 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0255 points.

H1 Avg (Jan–Jun) 1.0517

H2 Avg (Jul–Dec) 1.0771

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0289 NPR (High: 1.0679 / Low: 1.0390). On the other end, September was the most stable month, with a tight range of 0.0135 NPR (High: 1.0870 / Low: 1.0735).

July Spread (Volatile) ±0.0289

September Spread (Stable) ±0.0135

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0093 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1.0997) against the same month in 2024 (average: 1.0387), the exchange rate shifted by +0.0609 (+5.87%).

2025 Avg (December) 1.0997

2024 Avg (December) 1.0387

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0628	1.0486	1.0563
February	1.0709	1.0526	1.0622
March	1.0661	1.0433	1.0559
April	1.0551	1.0392	1.0465
May	1.0508	1.0350	1.0409
June	1.0582	1.0422	1.0482
July	1.0679	1.0390	1.0490
August	1.0774	1.0528	1.0694
September	1.0870	1.0735	1.0794
October	1.0872	1.0721	1.0800
November	1.0936	1.0654	1.0852
December	1.1102	1.0934	1.0997