2021 HTG to NPR Historical Review

YEARLY HIGH

1.6445 NPR

YEARLY LOW

1.1738 NPR

YEARLY AVERAGE

1.3343 NPR

2021 HTG to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 1.6445. Conversely, the yearly low was recorded on December 26, dropping to 1.1738.

This high-to-low spread represents a total annual volatility of 0.4707 NPR. From a start-to-finish perspective, comparing the January average rate of 1.6037 to the December average rate of 1.1978, the exchange rate registered a net change of -25.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.6445 was down 12.95% compared to the 2020 peak of 1.8891, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 8,223 NPR

2020 Average 6,565 NPR

Yearly Trough Low 5,869 NPR

Transaction Impact: A difference of 2,353.71 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.6442

1.1572

JanuMarcMayJulySeptNove

HTG to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4537, compared to 1.2148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2389 points.

H1 Avg (Jan–Jun) 1.4537

H2 Avg (Jul–Dec) 1.2148

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.1213 NPR (High: 1.3879 / Low: 1.2666). On the other end, November was the most stable month, with a tight range of 0.0254 NPR (High: 1.2210 / Low: 1.1956).

May Spread (Volatile) ±0.1213

November Spread (Stable) ±0.0254

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1193 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1193

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.6037) against the same month in 2020 (average: 1.1605), the exchange rate shifted by +0.4431 (+38.18%).

2021 Avg (January) 1.6037

2020 Avg (January) 1.1605

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6445	1.5720	1.6037
February	1.6206	1.5223	1.5772
March	1.5502	1.4466	1.4876
April	1.4816	1.3831	1.4477
May	1.3879	1.2666	1.3284
June	1.3068	1.2576	1.2779
July	1.3138	1.2381	1.2617
August	1.2732	1.1936	1.2198
September	1.2275	1.1790	1.1984
October	1.2249	1.1860	1.2055
November	1.2210	1.1956	1.2059
December	1.2194	1.1738	1.1978