2020 HTG to PLN Historical Review

YEARLY HIGH

0.0629 PLN

YEARLY LOW

0.0327 PLN

YEARLY AVERAGE

0.0431 PLN

2020 HTG to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 0.0629. Conversely, the yearly low was recorded on August 18, dropping to 0.0327.

This high-to-low spread represents a total annual volatility of 0.0302 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0390 to the December average rate of 0.0526, the exchange rate registered a net change of 35.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0629 was up 27.82% compared to the 2019 peak of 0.0492, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 315 PLN

2019 Average 214 PLN

Yearly Trough Low 164 PLN

Transaction Impact: A difference of 151.12 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0635

0.0305

JanuMarcMayJulySeptNove

HTG to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0401, compared to 0.0460 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 0.0401

H2 Avg (Jul–Dec) 0.0460

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0062 PLN (High: 0.0629 / Low: 0.0567). On the other end, June was the most stable month, with a tight range of 0.0010 PLN (High: 0.0370 / Low: 0.0360).

October Spread (Volatile) ±0.0062

June Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0065 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0608) against the same month in 2019 (average: 0.0404), the exchange rate shifted by +0.0203 (+50.28%).

2020 Avg (October) 0.0608

2019 Avg (October) 0.0404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0400	0.0384	0.0390
February	0.0445	0.0386	0.0402
March	0.0453	0.0403	0.0426
April	0.0443	0.0425	0.0434
May	0.0398	0.0375	0.0390
June	0.0370	0.0360	0.0365
July	0.0363	0.0335	0.0352
August	0.0339	0.0327	0.0333
September	0.0372	0.0329	0.0352
October	0.0629	0.0567	0.0608
November	0.0627	0.0567	0.0591
December	0.0563	0.0506	0.0526