2021 HTG to PLN Historical Review

YEARLY HIGH

0.0521 PLN

YEARLY LOW

0.0386 PLN

YEARLY AVERAGE

0.0435 PLN

2021 HTG to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 20, valuing the pair at 0.0521. Conversely, the yearly low was recorded on September 9, dropping to 0.0386.

This high-to-low spread represents a total annual volatility of 0.0136 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0511 to the December average rate of 0.0406, the exchange rate registered a net change of -20.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0521 was down 17.17% compared to the 2020 peak of 0.0629, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 261 PLN

2020 Average 215 PLN

Yearly Trough Low 193 PLN

Transaction Impact: A difference of 67.84 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0523

0.0384

JanuMarcMayJulySeptNove

HTG to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0467, compared to 0.0403 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0064 points.

H1 Avg (Jan–Jun) 0.0467

H2 Avg (Jul–Dec) 0.0403

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0051 PLN (High: 0.0490 / Low: 0.0440). On the other end, October was the most stable month, with a tight range of 0.0013 PLN (High: 0.0405 / Low: 0.0392).

April Spread (Volatile) ±0.0051

October Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0042 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0511) against the same month in 2020 (average: 0.0390), the exchange rate shifted by +0.0121 (+31.18%).

2021 Avg (January) 0.0511

2020 Avg (January) 0.0390

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0521	0.0502	0.0511
February	0.0520	0.0488	0.0504
March	0.0515	0.0485	0.0495
April	0.0490	0.0440	0.0464
May	0.0445	0.0402	0.0422
June	0.0416	0.0394	0.0406
July	0.0420	0.0400	0.0408
August	0.0411	0.0390	0.0399
September	0.0409	0.0386	0.0395
October	0.0405	0.0392	0.0398
November	0.0425	0.0401	0.0413
December	0.0413	0.0399	0.0406