2024 HTG to PLN Historical Review

YEARLY HIGH

0.0348 PLN

YEARLY LOW

0.0288 PLN

YEARLY AVERAGE

0.0302 PLN

2024 HTG to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0348. Conversely, the yearly low was recorded on September 24, dropping to 0.0288.

This high-to-low spread represents a total annual volatility of 0.0061 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0305 to the December average rate of 0.0312, the exchange rate registered a net change of 2.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0348 was up 5.62% compared to the 2023 peak of 0.0330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 174 PLN

2023 Average 149 PLN

Yearly Trough Low 144 PLN

Transaction Impact: A difference of 30.39 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0314

0.0290

JanuMarcMayJulySeptNove

HTG to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0302, compared to 0.0301 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0302

H2 Avg (Jul–Dec) 0.0301

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.0048 PLN (High: 0.0348 / Low: 0.0300). On the other end, July was the most stable month, with a tight range of 0.0008 PLN (High: 0.0303 / Low: 0.0296).

January Spread (Volatile) ±0.0048

July Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 0.0305) against the same month in 2023 (average: 0.0292), the exchange rate shifted by +0.0013 (+4.55%).

2024 Avg (January) 0.0305

2023 Avg (January) 0.0292

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0348	0.0300	0.0305
February	0.0308	0.0299	0.0303
March	0.0303	0.0295	0.0299
April	0.0310	0.0296	0.0303
May	0.0304	0.0295	0.0299
June	0.0309	0.0295	0.0303
July	0.0303	0.0296	0.0299
August	0.0302	0.0289	0.0296
September	0.0296	0.0288	0.0292
October	0.0306	0.0294	0.0301
November	0.0317	0.0303	0.0310
December	0.0316	0.0307	0.0312