2025 HTG to PLN Historical Review

YEARLY HIGH

0.0319 PLN

YEARLY LOW

0.0273 PLN

YEARLY AVERAGE

0.0287 PLN

2025 HTG to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0319. Conversely, the yearly low was recorded on December 25, dropping to 0.0273.

This high-to-low spread represents a total annual volatility of 0.0046 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0314 to the December average rate of 0.0275, the exchange rate registered a net change of -12.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0319 was down 8.52% compared to the 2024 peak of 0.0348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 159 PLN

2024 Average 151 PLN

Yearly Trough Low 137 PLN

Transaction Impact: A difference of 22.76 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0318

0.0271

JanuMarcMayJulySeptNove

HTG to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0296, compared to 0.0278 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0296

H2 Avg (Jul–Dec) 0.0278

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0018 PLN (High: 0.0316 / Low: 0.0298). On the other end, October was the most stable month, with a tight range of 0.0005 PLN (High: 0.0282 / Low: 0.0277).

February Spread (Volatile) ±0.0018

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0314) against the same month in 2024 (average: 0.0305), the exchange rate shifted by +0.0009 (+2.94%).

2025 Avg (January) 0.0314

2024 Avg (January) 0.0305

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0319	0.0307	0.0314
February	0.0316	0.0298	0.0306
March	0.0308	0.0291	0.0296
April	0.0301	0.0284	0.0291
May	0.0293	0.0285	0.0288
June	0.0288	0.0275	0.0282
July	0.0285	0.0274	0.0277
August	0.0286	0.0277	0.0280
September	0.0280	0.0273	0.0278
October	0.0282	0.0277	0.0279
November	0.0283	0.0276	0.0280
December	0.0278	0.0273	0.0275