2014 HTG to SAR Historical Review

YEARLY HIGH

0.0966 SAR

YEARLY LOW

0.0805 SAR

YEARLY AVERAGE

0.0844 SAR

2014 HTG to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.0966. Conversely, the yearly low was recorded on December 29, dropping to 0.0805.

This high-to-low spread represents a total annual volatility of 0.0161 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0874 to the December average rate of 0.0807, the exchange rate registered a net change of -7.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0966 was up 0.15% compared to the 2013 peak of 0.0965, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 483 SAR

2013 Average 441 SAR

Yearly Trough Low 403 SAR

Transaction Impact: A difference of 80.45 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0943

0.0794

JanuMarcMayJulySeptNove

HTG to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0860, compared to 0.0828 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.0860

H2 Avg (Jul–Dec) 0.0828

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0112 SAR (High: 0.0966 / Low: 0.0854). On the other end, December was the most stable month, with a tight range of 0.0004 SAR (High: 0.0809 / Low: 0.0805).

February Spread (Volatile) ±0.0112

December Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0083 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.0931) against the same month in 2013 (average: 0.0881), the exchange rate shifted by +0.0049 (+5.60%).

2014 Avg (February) 0.0931

2013 Avg (February) 0.0881

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0904	0.0858	0.0874
February	0.0966	0.0854	0.0931
March	0.0867	0.0823	0.0848
April	0.0845	0.0836	0.0840
May	0.0839	0.0830	0.0833
June	0.0839	0.0827	0.0831
July	0.0838	0.0830	0.0836
August	0.0841	0.0826	0.0835
September	0.0842	0.0832	0.0837
October	0.0847	0.0830	0.0836
November	0.0832	0.0806	0.0814
December	0.0809	0.0805	0.0807