2021 HTG to SAR Historical Review

YEARLY HIGH

0.0527 SAR

YEARLY LOW

0.0367 SAR

YEARLY AVERAGE

0.0424 SAR

2021 HTG to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.0527. Conversely, the yearly low was recorded on December 25, dropping to 0.0367.

This high-to-low spread represents a total annual volatility of 0.0159 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0514 to the December average rate of 0.0373, the exchange rate registered a net change of -27.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0527 was down 12.46% compared to the 2020 peak of 0.0601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 263 SAR

2020 Average 208 SAR

Yearly Trough Low 184 SAR

Transaction Impact: A difference of 79.66 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0528

0.0359

JanuMarcMayJulySeptNove

HTG to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0465, compared to 0.0383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0083 points.

H1 Avg (Jan–Jun) 0.0465

H2 Avg (Jul–Dec) 0.0383

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0034 SAR (High: 0.0472 / Low: 0.0438). On the other end, November was the most stable month, with a tight range of 0.0006 SAR (High: 0.0383 / Low: 0.0376).

April Spread (Volatile) ±0.0034

November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0031 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0514) against the same month in 2020 (average: 0.0382), the exchange rate shifted by +0.0132 (+34.63%).

2021 Avg (January) 0.0514

2020 Avg (January) 0.0382

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0527	0.0505	0.0514
February	0.0521	0.0493	0.0509
March	0.0498	0.0467	0.0480
April	0.0472	0.0438	0.0457
May	0.0438	0.0409	0.0425
June	0.0420	0.0399	0.0407
July	0.0413	0.0391	0.0397
August	0.0401	0.0377	0.0386
September	0.0391	0.0375	0.0382
October	0.0384	0.0371	0.0377
November	0.0383	0.0376	0.0380
December	0.0381	0.0367	0.0373