2020 HTG to SAR Historical Review

YEARLY HIGH

0.0601 SAR

YEARLY LOW

0.0332 SAR

YEARLY AVERAGE

0.0416 SAR

2020 HTG to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.0601. Conversely, the yearly low was recorded on September 5, dropping to 0.0332.

This high-to-low spread represents a total annual volatility of 0.0270 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0382 to the December average rate of 0.0537, the exchange rate registered a net change of 40.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0601 was up 23.75% compared to the 2019 peak of 0.0486, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 301 SAR

2019 Average 209 SAR

Yearly Trough Low 166 SAR

Transaction Impact: A difference of 134.97 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0617

0.0309

JanuMarcMayJulySeptNove

HTG to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0376, compared to 0.0456 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.0376

H2 Avg (Jul–Dec) 0.0456

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0056 SAR (High: 0.0572 / Low: 0.0516). On the other end, August was the most stable month, with a tight range of 0.0006 SAR (High: 0.0339 / Low: 0.0333).

December Spread (Volatile) ±0.0056

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0047 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0591) against the same month in 2019 (average: 0.0390), the exchange rate shifted by +0.0201 (+51.44%).

2020 Avg (October) 0.0591

2019 Avg (October) 0.0390

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0395	0.0378	0.0382
February	0.0425	0.0371	0.0385
March	0.0425	0.0394	0.0399
April	0.0400	0.0384	0.0390
May	0.0359	0.0346	0.0353
June	0.0352	0.0341	0.0347
July	0.0343	0.0336	0.0340
August	0.0339	0.0333	0.0335
September	0.0356	0.0332	0.0347
October	0.0601	0.0557	0.0591
November	0.0597	0.0567	0.0584
December	0.0572	0.0516	0.0537