2015 HTG to SAR Historical Review

YEARLY HIGH

0.0810 SAR

YEARLY LOW

0.0659 SAR

YEARLY AVERAGE

0.0743 SAR

2015 HTG to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 0.0810. Conversely, the yearly low was recorded on December 19, dropping to 0.0659.

This high-to-low spread represents a total annual volatility of 0.0151 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0807 to the December average rate of 0.0665, the exchange rate registered a net change of -17.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0810 was down 16.12% compared to the 2014 peak of 0.0966, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 405 SAR

2014 Average 421 SAR

Yearly Trough Low 330 SAR

Transaction Impact: A difference of 75.69 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0821

0.0651

JanuMarcMayJulySeptNove

HTG to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0795, compared to 0.0691 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 0.0795

H2 Avg (Jul–Dec) 0.0691

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0061 SAR (High: 0.0721 / Low: 0.0659). On the other end, April was the most stable month, with a tight range of 0.0005 SAR (High: 0.0793 / Low: 0.0788).

July Spread (Volatile) ±0.0061

April Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0098 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0807) against the same month in 2014 (average: 0.0874), the exchange rate shifted by -0.0067 (-7.69%).

2015 Avg (January) 0.0807

2014 Avg (January) 0.0874

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0810	0.0803	0.0807
February	0.0808	0.0801	0.0805
March	0.0807	0.0791	0.0799
April	0.0793	0.0788	0.0790
May	0.0794	0.0782	0.0786
June	0.0787	0.0768	0.0782
July	0.0721	0.0659	0.0683
August	0.0720	0.0662	0.0702
September	0.0713	0.0700	0.0709
October	0.0708	0.0693	0.0701
November	0.0697	0.0675	0.0686
December	0.0674	0.0659	0.0665