2020 HTG to TZS Historical Review

YEARLY HIGH

37.1965 TZS

YEARLY LOW

20.4998 TZS

YEARLY AVERAGE

25.6616 TZS

2020 HTG to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 37.1965. Conversely, the yearly low was recorded on September 5, dropping to 20.4998.

This high-to-low spread represents a total annual volatility of 16.6967 TZS. From a start-to-finish perspective, comparing the January average rate of 23.4582 to the December average rate of 33.1918, the exchange rate registered a net change of 41.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.1965 was up 24.73% compared to the 2019 peak of 29.8215, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 185,983 TZS

2019 Average 128,459 TZS

Yearly Trough Low 102,499 TZS

Transaction Impact: A difference of 83,483.74 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

38.1417

19.1689

JanuMarcMayJulySeptNove

HTG to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.1281, compared to 28.1951 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.0670 points.

H1 Avg (Jan–Jun) 23.1281

H2 Avg (Jul–Dec) 28.1951

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 3.4625 TZS (High: 35.3528 / Low: 31.8903). On the other end, August was the most stable month, with a tight range of 0.3604 TZS (High: 20.9999 / Low: 20.6395).

December Spread (Volatile) ±3.4625

August Spread (Stable) ±0.3604

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.9401 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.9401

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 36.5606) against the same month in 2019 (average: 23.9271), the exchange rate shifted by +12.6335 (+52.80%).

2020 Avg (October) 36.5606

2019 Avg (October) 23.9271

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.1762	23.2349	23.4582
February	26.0172	22.8757	23.6761
March	26.0172	24.1735	24.4629
April	24.5436	23.6603	23.9937
May	22.0456	21.3419	21.7535
June	21.6820	21.0822	21.4242
July	21.1948	20.8011	21.0544
August	20.9999	20.6395	20.7499
September	22.0523	20.4998	21.4821
October	37.1965	34.4534	36.5606
November	36.8974	35.0474	36.1320
December	35.3528	31.8903	33.1918