YEARLY HIGH
20.6815 TZS
YEARLY LOW
18.4801 TZS
YEARLY AVERAGE
19.5613 TZS

2025 HTG to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 20.6815. Conversely, the yearly low was recorded on November 9, dropping to 18.4801.

This high-to-low spread represents a total annual volatility of 2.2014 TZS. From a start-to-finish perspective, comparing the January average rate of 19.2190 to the December average rate of 18.8289, the exchange rate registered a net change of -2.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 20.6815 was down 0.40% compared to the 2024 peak of 20.7636, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 103,407 TZS
2024 Average 99,047 TZS
Yearly Trough Low 92,401 TZS
Transaction Impact: A difference of 11,006.88 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

20.7841
18.5544
JanuMarcMayJulySeptNove

HTG to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.0570, compared to 19.0657 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9913 points.

H1 Avg (Jan–Jun) 20.0570
H2 Avg (Jul–Dec) 19.0657

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 1.1843 TZS (High: 20.0007 / Low: 18.8164). On the other end, May was the most stable month, with a tight range of 0.1978 TZS (High: 20.6815 / Low: 20.4837).

August Spread (Volatile) ±1.1843
May Spread (Stable) ±0.1978

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.5662 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.5662

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 20.5983) against the same month in 2024 (average: 19.5591), the exchange rate shifted by +1.0391 (+5.31%).

2025 Avg (May) 20.5983
2024 Avg (May) 19.5591

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 19.5050 18.5630 19.2190
February 19.9173 19.4946 19.7413
March 20.3916 19.7588 20.1290
April 20.6697 20.1374 20.5089
May 20.6815 20.4837 20.5983
June 20.5986 19.7203 20.1452
July 20.1791 19.5115 19.8304
August 20.0007 18.8164 19.2642
September 19.1914 18.7394 18.9218
October 19.0504 18.7381 18.8084
November 18.9520 18.4801 18.7402
December 19.0293 18.6011 18.8289