2026 HTG to TZS Historical Review

YEARLY HIGH

20.3306 TZS

YEARLY LOW

18.8619 TZS

YEARLY AVERAGE

19.8720 TZS

2026 HTG to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HTG to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 20.3306. Conversely, the yearly low was recorded on January 1, dropping to 18.8619.

This high-to-low spread represents a total annual volatility of 1.4687 TZS. From a start-to-finish perspective, comparing the January average rate of 19.2333 to the December average rate of 20.2317, the exchange rate registered a net change of 5.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 20.3306 was down 1.70% compared to the 2025 peak of 20.6815, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 101,653 TZS

2025 Average 97,798 TZS

Yearly Trough Low 94,310 TZS

Transaction Impact: A difference of 7,343.65 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

20.3316

19.1335

JanuMarcMayJuly

HTG to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.7680, compared to 20.1837 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4157 points.

H1 Avg (Jan–Jun) 19.7680

H2 Avg (Jul–Dec) 20.1837

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.8109 TZS (High: 19.6728 / Low: 18.8619). On the other end, August was the most stable month, with a tight range of 0.0700 TZS (High: 20.2660 / Low: 20.1960).

January Spread (Volatile) ±0.8109

August Spread (Stable) ±0.0700

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 20.1357) against the same month in 2025 (average: 19.8304), the exchange rate shifted by +0.3052 (+1.54%).

2026 Avg (July) 20.1357

2025 Avg (July) 19.8304

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.6728	18.8619	19.2333
February	19.9278	19.4941	19.7070
March	19.9163	19.4486	19.7242
April	19.9487	19.7352	19.8491
May	20.0935	19.8818	20.0255
June	20.1479	19.9586	20.0692
July	20.3306	20.0583	20.1357
August	20.2660	20.1960	20.2317