YEARLY HIGH
32.5407 TZS
YEARLY LOW
22.4964 TZS
YEARLY AVERAGE
26.1636 TZS

2021 HTG to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 32.5407. Conversely, the yearly low was recorded on December 23, dropping to 22.4964.

This high-to-low spread represents a total annual volatility of 10.0442 TZS. From a start-to-finish perspective, comparing the January average rate of 31.8056 to the December average rate of 22.8785, the exchange rate registered a net change of -28.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 32.5407 was down 12.52% compared to the 2020 peak of 37.1965, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 162,703 TZS
2020 Average 128,357 TZS
Yearly Trough Low 112,482 TZS
Transaction Impact: A difference of 50,221.13 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

32.6983
21.9858
JanuMarcMayJulySeptNove

HTG to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.7706, compared to 23.5566 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.2140 points.

H1 Avg (Jan–Jun) 28.7706
H2 Avg (Jul–Dec) 23.5566

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.0805 TZS (High: 29.1408 / Low: 27.0603). On the other end, November was the most stable month, with a tight range of 0.4049 TZS (High: 23.4897 / Low: 23.0848).

April Spread (Volatile) ±2.0805
November Spread (Stable) ±0.4049

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.9278 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.9278

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 31.8056) against the same month in 2020 (average: 23.4582), the exchange rate shifted by +8.3474 (+35.58%).

2021 Avg (January) 31.8056
2020 Avg (January) 23.4582

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 32.5407 31.3185 31.8056
February 32.2311 30.5005 31.4591
March 30.7700 28.8911 29.6562
April 29.1408 27.0603 28.2255
May 27.1545 25.3026 26.2976
June 25.9535 24.6702 25.1797
July 25.4998 24.1549 24.5475
August 24.8166 23.3014 23.8494
September 24.1523 23.1065 23.6048
October 23.5472 22.7734 23.1661
November 23.4897 23.0848 23.2936
December 23.3516 22.4964 22.8785