2015 HTG to ZAR Historical Review

YEARLY HIGH

0.2817 ZAR

YEARLY LOW

0.2182 ZAR

YEARLY AVERAGE

0.2515 ZAR

2015 HTG to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 0.2817. Conversely, the yearly low was recorded on July 21, dropping to 0.2182.

This high-to-low spread represents a total annual volatility of 0.0636 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.2483 to the December average rate of 0.2666, the exchange rate registered a net change of 7.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2817 was down 0.10% compared to the 2014 peak of 0.2820, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,409 ZAR

2014 Average 1,219 ZAR

Yearly Trough Low 1,091 ZAR

Transaction Impact: A difference of 317.90 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2706

0.2228

JanuMarcMayJulySeptNove

HTG to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2523, compared to 0.2507 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.2523

H2 Avg (Jul–Dec) 0.2507

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0302 ZAR (High: 0.2541 / Low: 0.2239). On the other end, January was the most stable month, with a tight range of 0.0073 ZAR (High: 0.2516 / Low: 0.2443).

August Spread (Volatile) ±0.0302

January Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0296 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.2666) against the same month in 2014 (average: 0.2471), the exchange rate shifted by +0.0195 (+7.89%).

2015 Avg (December) 0.2666

2014 Avg (December) 0.2471

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2516	0.2443	0.2483
February	0.2532	0.2432	0.2487
March	0.2668	0.2495	0.2572
April	0.2574	0.2482	0.2526
May	0.2548	0.2464	0.2508
June	0.2630	0.2493	0.2564
July	0.2370	0.2182	0.2268
August	0.2541	0.2239	0.2414
September	0.2660	0.2502	0.2580
October	0.2627	0.2433	0.2523
November	0.2651	0.2532	0.2588
December	0.2817	0.2560	0.2666