2022 HTG to ZAR Historical Review

YEARLY HIGH

0.1624 ZAR

YEARLY LOW

0.1152 ZAR

YEARLY AVERAGE

0.1403 ZAR

2022 HTG to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.1624. Conversely, the yearly low was recorded on December 29, dropping to 0.1152.

This high-to-low spread represents a total annual volatility of 0.0472 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.1524 to the December average rate of 0.1195, the exchange rate registered a net change of -21.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1624 was down 24.28% compared to the 2021 peak of 0.2145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 812 ZAR

2021 Average 834 ZAR

Yearly Trough Low 576 ZAR

Transaction Impact: A difference of 235.95 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1557

0.1162

JanuMarcMayJulySeptNove

HTG to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1437, compared to 0.1369 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.1437

H2 Avg (Jul–Dec) 0.1369

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0216 ZAR (High: 0.1479 / Low: 0.1263). On the other end, July was the most stable month, with a tight range of 0.0062 ZAR (High: 0.1479 / Low: 0.1417).

August Spread (Volatile) ±0.0216

July Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0165 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0165

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.1524) against the same month in 2021 (average: 0.2072), the exchange rate shifted by -0.0548 (-26.46%).

2022 Avg (January) 0.1524

2021 Avg (January) 0.2072

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1624	0.1475	0.1524
February	0.1522	0.1451	0.1482
March	0.1472	0.1366	0.1419
April	0.1457	0.1331	0.1386
May	0.1463	0.1372	0.1426
June	0.1426	0.1344	0.1383
July	0.1479	0.1417	0.1450
August	0.1479	0.1263	0.1346
September	0.1522	0.1419	0.1477
October	0.1494	0.1405	0.1457
November	0.1424	0.1209	0.1292
December	0.1247	0.1152	0.1195