2019 HTG to ZAR Historical Review

YEARLY HIGH

0.1890 ZAR

YEARLY LOW

0.1472 ZAR

YEARLY AVERAGE

0.1606 ZAR

2019 HTG to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HTG to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.1890. Conversely, the yearly low was recorded on December 31, dropping to 0.1472.

This high-to-low spread represents a total annual volatility of 0.0418 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.1772 to the December average rate of 0.1494, the exchange rate registered a net change of -15.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1890 was down 15.38% compared to the 2018 peak of 0.2234, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 945 ZAR

2018 Average 980 ZAR

Yearly Trough Low 736 ZAR

Transaction Impact: A difference of 209.19 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1799

0.1467

JanuMarcMayJulySeptNove

HTG to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1677, compared to 0.1536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0142 points.

H1 Avg (Jan–Jun) 0.1677

H2 Avg (Jul–Dec) 0.1536

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0204 ZAR (High: 0.1890 / Low: 0.1687). On the other end, November was the most stable month, with a tight range of 0.0039 ZAR (High: 0.1548 / Low: 0.1509).

January Spread (Volatile) ±0.0204

November Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0076 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.1772) against the same month in 2018 (average: 0.1890), the exchange rate shifted by -0.0118 (-6.26%).

2019 Avg (January) 0.1772

2018 Avg (January) 0.1890

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1890	0.1687	0.1772
February	0.1734	0.1647	0.1695
March	0.1757	0.1704	0.1727
April	0.1695	0.1638	0.1667
May	0.1691	0.1598	0.1633
June	0.1629	0.1501	0.1570
July	0.1517	0.1474	0.1495
August	0.1637	0.1544	0.1597
September	0.1600	0.1531	0.1557
October	0.1600	0.1508	0.1550
November	0.1548	0.1509	0.1521
December	0.1522	0.1472	0.1494