2020 HTG to ZAR Historical Review

YEARLY HIGH

0.2652 ZAR

YEARLY LOW

0.1443 ZAR

YEARLY AVERAGE

0.1813 ZAR

2020 HTG to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 15, valuing the pair at 0.2652. Conversely, the yearly low was recorded on January 8, dropping to 0.1443.

This high-to-low spread represents a total annual volatility of 0.1210 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.1467 to the December average rate of 0.2129, the exchange rate registered a net change of 45.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2652 was up 40.30% compared to the 2019 peak of 0.1890, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,326 ZAR

2019 Average 803 ZAR

Yearly Trough Low 721 ZAR

Transaction Impact: A difference of 604.87 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2703

0.1354

JanuMarcMayJulySeptNove

HTG to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1668, compared to 0.1958 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0290 points.

H1 Avg (Jan–Jun) 0.1668

H2 Avg (Jul–Dec) 0.1958

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0318 ZAR (High: 0.2331 / Low: 0.2013). On the other end, January was the most stable month, with a tight range of 0.0068 ZAR (High: 0.1510 / Low: 0.1443).

December Spread (Volatile) ±0.0318

January Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0290 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0290

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.2590) against the same month in 2019 (average: 0.1550), the exchange rate shifted by +0.1040 (+67.14%).

2020 Avg (October) 0.2590

2019 Avg (October) 0.1550

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1510	0.1443	0.1467
February	0.1773	0.1472	0.1545
March	0.1907	0.1622	0.1772
April	0.2011	0.1856	0.1932
May	0.1808	0.1631	0.1708
June	0.1621	0.1538	0.1584
July	0.1569	0.1476	0.1521
August	0.1577	0.1479	0.1538
September	0.1623	0.1466	0.1548
October	0.2652	0.2457	0.2590
November	0.2576	0.2307	0.2419
December	0.2331	0.2013	0.2129