2012 HUF to BAM Historical Review

YEARLY HIGH

0.0071 BAM

YEARLY LOW

0.0061 BAM

YEARLY AVERAGE

0.0068 BAM

2012 HUF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HUF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 0.0071. Conversely, the yearly low was recorded on January 4, dropping to 0.0061.

This high-to-low spread represents a total annual volatility of 0.0010 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0064 to the December average rate of 0.0068, the exchange rate registered a net change of 7.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0071 was down 4.66% compared to the 2011 peak of 0.0074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 7,096 BAM

2011 Average 7,029 BAM

Yearly Trough Low 6,117 BAM

Transaction Impact: A difference of 979.00 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0071

0.0063

JanuMarcMayJulySeptNove

HUF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0066, compared to 0.0069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0066

H2 Avg (Jul–Dec) 0.0069

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0006 BAM (High: 0.0067 / Low: 0.0061). On the other end, November was the most stable month, with a tight range of 0.0001 BAM (High: 0.0070 / Low: 0.0069).

January Spread (Volatile) ±0.0006

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.0070) against the same month in 2011 (average: 0.0072), the exchange rate shifted by -0.0002 (-2.25%).

2012 Avg (August) 0.0070

2011 Avg (August) 0.0072

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0067	0.0061	0.0064
February	0.0068	0.0067	0.0067
March	0.0068	0.0066	0.0067
April	0.0068	0.0065	0.0066
May	0.0069	0.0065	0.0067
June	0.0069	0.0064	0.0067
July	0.0070	0.0068	0.0068
August	0.0071	0.0069	0.0070
September	0.0070	0.0068	0.0069
October	0.0071	0.0068	0.0069
November	0.0070	0.0069	0.0069
December	0.0070	0.0067	0.0068