YEARLY HIGH
0.0051 BAM
YEARLY LOW
0.0047 BAM
YEARLY AVERAGE
0.0049 BAM

2025 HUF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HUF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.0051. Conversely, the yearly low was recorded on January 7, dropping to 0.0047.

This high-to-low spread represents a total annual volatility of 0.0005 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0047 to the December average rate of 0.0051, the exchange rate registered a net change of 6.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0051 was down 0.84% compared to the 2024 peak of 0.0052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 5,143 BAM
2024 Average 4,948 BAM
Yearly Trough Low 4,678 BAM
Transaction Impact: A difference of 465.01 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0051
0.0047
JanuMarcMayJulySeptNove

HUF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0048, compared to 0.0050 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0048
H2 Avg (Jul–Dec) 0.0050

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0002 BAM (High: 0.0050 / Low: 0.0047). On the other end, October was the most stable month, with a tight range of 0.0001 BAM (High: 0.0050 / Low: 0.0050).

April Spread (Volatile) ±0.0002
October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0051) against the same month in 2024 (average: 0.0047), the exchange rate shifted by +0.0003 (+7.04%).

2025 Avg (December) 0.0051
2024 Avg (December) 0.0047

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0048 0.0047 0.0047
February 0.0049 0.0048 0.0048
March 0.0050 0.0048 0.0049
April 0.0050 0.0047 0.0048
May 0.0049 0.0048 0.0048
June 0.0049 0.0048 0.0049
July 0.0049 0.0048 0.0049
August 0.0050 0.0049 0.0049
September 0.0051 0.0049 0.0050
October 0.0050 0.0050 0.0050
November 0.0051 0.0050 0.0051
December 0.0051 0.0050 0.0051