2020 HUF to BAM Historical Review

YEARLY HIGH

0.0059 BAM

YEARLY LOW

0.0053 BAM

YEARLY AVERAGE

0.0056 BAM

2020 HUF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HUF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0059. Conversely, the yearly low was recorded on October 28, dropping to 0.0053.

This high-to-low spread represents a total annual volatility of 0.0006 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0059 to the December average rate of 0.0055, the exchange rate registered a net change of -6.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0059 was down 5.22% compared to the 2019 peak of 0.0063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 5,948 BAM

2019 Average 6,013 BAM

Yearly Trough Low 5,315 BAM

Transaction Impact: A difference of 632.82 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0059

0.0054

JanuMarcMayJulySeptNove

HUF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0057, compared to 0.0055 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0057

H2 Avg (Jul–Dec) 0.0055

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0004 BAM (High: 0.0059 / Low: 0.0054). On the other end, February was the most stable month, with a tight range of 0.0001 BAM (High: 0.0058 / Low: 0.0057).

March Spread (Volatile) ±0.0004

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0059) against the same month in 2019 (average: 0.0061), the exchange rate shifted by -0.0003 (-4.29%).

2020 Avg (January) 0.0059

2019 Avg (January) 0.0061

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0059	0.0058	0.0059
February	0.0058	0.0057	0.0058
March	0.0059	0.0054	0.0057
April	0.0056	0.0053	0.0055
May	0.0057	0.0055	0.0056
June	0.0057	0.0055	0.0056
July	0.0057	0.0055	0.0056
August	0.0057	0.0055	0.0056
September	0.0055	0.0053	0.0054
October	0.0055	0.0053	0.0054
November	0.0055	0.0053	0.0054
December	0.0056	0.0054	0.0055