2021 HUF to BAM Historical Review

YEARLY HIGH

0.0057 BAM

YEARLY LOW

0.0053 BAM

YEARLY AVERAGE

0.0055 BAM

2021 HUF to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HUF to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.0057. Conversely, the yearly low was recorded on November 22, dropping to 0.0053.

This high-to-low spread represents a total annual volatility of 0.0004 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0054 to the December average rate of 0.0053, the exchange rate registered a net change of -2.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0057 was down 4.62% compared to the 2020 peak of 0.0059, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 5,673 BAM

2020 Average 5,576 BAM

Yearly Trough Low 5,269 BAM

Transaction Impact: A difference of 404.06 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0056

0.0053

JanuMarcMayJulySeptNove

HUF to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0055, compared to 0.0054 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0055

H2 Avg (Jul–Dec) 0.0054

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0003 BAM (High: 0.0057 / Low: 0.0054). On the other end, January was the most stable month, with a tight range of 0.0001 BAM (High: 0.0055 / Low: 0.0054).

May Spread (Volatile) ±0.0003

January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.0056) against the same month in 2020 (average: 0.0056), the exchange rate shifted by -0.0000 (-0.80%).

2021 Avg (June) 0.0056

2020 Avg (June) 0.0056

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0055	0.0054	0.0054
February	0.0055	0.0054	0.0055
March	0.0054	0.0053	0.0053
April	0.0055	0.0054	0.0054
May	0.0057	0.0054	0.0055
June	0.0057	0.0055	0.0056
July	0.0056	0.0054	0.0055
August	0.0056	0.0054	0.0056
September	0.0056	0.0054	0.0055
October	0.0055	0.0053	0.0054
November	0.0055	0.0053	0.0054
December	0.0054	0.0053	0.0053