2012 ILS to HRK Historical Review

YEARLY HIGH

1.5726 HRK

YEARLY LOW

1.4490 HRK

YEARLY AVERAGE

1.5190 HRK

2012 ILS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ILS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 26, valuing the pair at 1.5726. Conversely, the yearly low was recorded on September 13, dropping to 1.4490.

This high-to-low spread represents a total annual volatility of 0.1236 HRK. From a start-to-finish perspective, comparing the January average rate of 1.5379 to the December average rate of 1.5198, the exchange rate registered a net change of -1.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.5726 was down 2.49% compared to the 2011 peak of 1.6128, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 7,863 HRK

2011 Average 7,475 HRK

Yearly Trough Low 7,245 HRK

Transaction Impact: A difference of 617.81 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.5566

1.4565

JanuMarcMayJulySeptNove

ILS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5328, compared to 1.5052 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0276 points.

H1 Avg (Jan–Jun) 1.5328

H2 Avg (Jul–Dec) 1.5052

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0699 HRK (High: 1.5441 / Low: 1.4742). On the other end, April was the most stable month, with a tight range of 0.0191 HRK (High: 1.5306 / Low: 1.5115).

August Spread (Volatile) ±0.0699

April Spread (Stable) ±0.0191

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0403 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 1.5389) against the same month in 2011 (average: 1.4902), the exchange rate shifted by +0.0487 (+3.27%).

2012 Avg (May) 1.5389

2011 Avg (May) 1.4902

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5482	1.5148	1.5379
February	1.5616	1.4945	1.5345
March	1.5288	1.5038	1.5173
April	1.5306	1.5115	1.5200
May	1.5726	1.5048	1.5389
June	1.5661	1.5214	1.5482
July	1.5464	1.5057	1.5314
August	1.5441	1.4742	1.5052
September	1.4821	1.4490	1.4649
October	1.5157	1.4740	1.5024
November	1.5203	1.4908	1.5075
December	1.5348	1.5064	1.5198